Good advice is worthless if it isn’t affordable.
It also isn’t helpful if clients don’t understand what they’re paying. As a fee-only investment advisor, the only revenue earned by Alder Cove Capital, LLC comes from client fees. No commissions, no referral bonuses, no 12b-1 fees, no BS. It’s simple:
Ongoing Portfolio Management with Financial Planning
0.50% per year on assets under advisement
Minimum cost: $99/month per client
Maximum cost: $300/month per client
(That’s right – fees are capped! This fee structure is designed to feel like a subscription model for clients)
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Ongoing Essential Advice with Basic Financial Planning
Simply $25 per month
Clients receive advice on a single account – usually a 401(k) or IRA – and have access to a fiduciary advisor who knows their background. This service is typically for younger clients, or investors just starting from scratch.
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One-Time Financial Planning Services
Cost per client engagement varies based on complexity.
Some clients may want to discuss a specific planning project like college planning, a future wedding or advice on a workplace retirement plan, so they opt for a one-time planning engagement. Others just want to get a feel for the process without feeling like they’re making a long-term commitment. The process is exactly the same as ongoing portfolio management (above) but typically concludes with the delivery of a specific set of recommendations without a continuous relationship.